body{
 border:0;
 margin:0;
 padding:0;
 font-family:Arial, Helvetica, sans-serif;
 color: #000;
 background:#fff url(../images/hdr/bkg2.gif) left top repeat-x;
 font-size: 76%;
 text-align:center;
 }
 
 /*----------------- list styles ------------------*/



/* these lists are formatted to use a background-image for the bullets.  Comment out list-style:none and the background image below, as well as the ul and li specific styles to use the default browser bullets */

ol, ul, li {
	list-style: none;
   	
	line-height: 1.4em;
	margin-top: 1em;
	margin-bottom: 1em; 
	}
	
ul{
 background:none;
 padding-left:1em;
 margin-left:.5em;
 }
 
li{
background-color:transparent;
padding-left:1em;
}
	
/* any ul after a ul needs a bigger top margin */
ul + ul{
  margin-top:1.2em;
}

/* any p inside an li needs a smaller top margin */
li > p {
	margin-top: 0.2em;
	}
ol {
	padding:0 12px;margin:0 12px;
}
ol li{
	list-style-type:decimal;
	margin-left:6px;
	padding-left:0;
	margin:.6em 0;
	background-image:none;
}
li ul li{
list-style:none;
}


/*----------------- end list styles ------------------*/
 
 /*----------------- header styles ------------------*/

h1{
font-family: arial, helvetica, sans-serif;
color:#003471;
font-size:1.9em;
font-weight:bold;
margin-top: 0em;
margin-bottom: .8em;/*both set to zero and padding in header div is used intead to deal with compound ie pc problems that are beyound summary in a simple comment.*/
}

h2{
font-family: arial, helvetica, sans-serif;
color:#000;
font-size:1.4em;
margin: 2.0em 0 1.0em 0;
font-weight:bold;
}
.header2{
font-family: arial, helvetica, sans-serif;
color:#000;
font-size:1.8em;
font-weight:bold;
margin: .8em 0 .4em 0;
}

h3{
font-family:Arial, Helvetica, sans-serif;
color:#000;
font-size:1.0em;
font-weight:bold;
margin: .8em 0 .4em 0em;
}

.header3{
font-family: arial, helvetica, sans-serif;
color:#d8001d;
font-size:1.4em;
font-weight:bold;
margin: 1.2em 0 .4em 0em;
}

h4{
color:#000;
font-weight:bold;
font-size:1.0em;
margin: 1.2em 0 .4em 0em;

}

.header4{
color:#000;
font-weight:bold;
font-size:1.2em;
margin: 1.2em 0 .4em 0em;
}

h5{
color:#000;
font-weight:bold;
font-size:.93em;
margin: 1.2em 0 .4em 0em;
}

h6{
color:#00408A;
font-weight:bold;
font-size:.94em;
margin: 1.2em 0 .4em 0em;
}

/*----------------- end header styles ------------------*/

/*----------------- table styles ------------------*/

table{

}
/*this is for win ie5.x and Opera, as it will not cascade the em sizing
into the table.  Adding this rule defines the table as the containing block, 
and the sizing will then decend correctly.*/

/*----------------- end links ------------------*/


/*----------------- links ------------------*/

a, a:visited{
 color:#c41425;
 text-decoration:underline;
}

a:hover, a:active, a:focus{
color:#003471;
 text-decoration:none;
}

a img, a img:visited, a img:hover, a img:active, a img:focus {
	border: 0;
	text-decoration:none;	
}

/*----------------- end links ------------------*/

pre {/*moz 1.0/1.1/1.2.1, net 7.0/7.01 make this way too small, but i'm not going to go larger because monospace tends to run you into overflow pretty quick. prior moz and net are okay.*/
	font-family: monospace;
	font-size: 1.0em;
	}
strong, b {
	font-weight: bold;
	}

.right{
 text-align: right;
 }

.floatleft {
	float:left;
}
.floatright {
	float:right;
}
.padfloatleft {
	float:left;
	padding-right:12px;
	padding-bottom:12px;
}
.padfloatright {
	float:right;
	padding-left:12px;
	padding-bottom:12px;
}
.clearer {
	clear: both;
}

.hide, .print{
display:none;
}
form{
padding:0;
margin:0;
}
.lrgtext{
font-size:1.2em;
}
.xlrgtext{
font-size:1.6em;
}
.error{
color:#f00;
font-size:1.2em;
font-weight:bold;
}
/*end all the global stuff */
body.home{
background:#fff url(../images/hdr/bkg1.gif) left top repeat-x;
}

#wrapper{
width:693px;
margin:0 auto;
text-align:left;
}
#header{
position:relative;
height:106px;
text-align:right;
}
img.logo{
position:absolute;
top:0;
left:0;
}


ul#nav{
padding:0;margin:0;
height:30px;
background:#c41425 url(../images/hdr/nav-bkg1.gif) left top repeat-x;
border:1px solid #c41425;
}
ul#nav li {
margin:0;padding:0;
float:left;
font-weight:bold;
font-size:1.1em;
border-right:1px solid #c41425;
}
ul#nav li a{
display:block;
color:#fff;
text-decoration:none;
padding:5px 0 6px 0;
text-align:center;

}
ul#nav li a:hover{
background:#003471;
}
ul#nav li#navhome a{width:86px;}
ul#nav li#navabout a{width:108px;}
ul#nav li#navaccept a{width:180px;}
ul#nav li#navtax a{width:130px;}
ul#nav li#navfaq a{width:68px;}
ul#nav li#navcontact a{width:110px;}
ul#nav li#navcontact {border-right:0;}

#rightcol{
width:287px;
float:right;
padding-right:6px;
}
#rightcol h2{
font-size:1.6em;
color:#003471;
margin-top:0;
margin-bottom:.6em;
}
#rightcol p{
margin:.6em 0;
}

#banner{
margin-bottom:12px;
}
#homecontent{
margin-right:320px;
padding-left:16px;
}
#homecontent h1{
font-size:1.6em;
clear:left;
margin-bottom:.6em;
}
#homecontent h2{
color:#003471;
font-size:1.3em;
padding-top:12px;
margin-top:12px;
margin-bottom:.6em;
clear:left;
}
.homesubcontent p{
margin:0;
}
.homesubcontent{
margin-left:112px;
}
#contentwrapper{
padding:24px 48px;
}
body.home #contentwrapper{
padding:12px 0 24px 0;
}
ul.list1 {
padding:0 12px;margin:.6em 0;
}
body.home ul.list1 li{
margin-left:4px;
}
ul.list1 li{
	background:url(../images/misc/bul1.gif) 0 .4em no-repeat;
	background-color:none;
	margin:.6em 0;
	list-style:none;
	padding-left:12px;
}
ul.list2 {
padding:0 4px;margin:.6em 0;
}

ul.list2 li{
	background:url(../images/misc/bul2.gif) 0 .4em no-repeat;
	background-color:none;
	margin:.4em 0;
	list-style:none;
	padding-left:12px;
}
#rbox{
float:right;
width:260px;

}
#rbox h2{
margin-top:0;
font-size:1.6em;
}
#lbox{
margin-right:280px;
padding-right:12px;
border-right:1px solid #000;
}
#footer{
clear:both;
border-top:1px solid #707070;
color:#707070;
font-size:.94em;
padding:4px 0;
margin:12px 0;
padding-bottom:16px;
}

#footer a{
color:#707070;
}